Choosing Your Investment Route: SIP vs. Lump Sum – Key Considerations

Choosing Your Investment Route: SIP vs. Lump Sum – Key Considerations

Investors often think that SIP is a product for investment, but they are confused between SIP and mutual funds. SIP is, in fact, a mode of investment in which one can invest in a mutual fund or any other investment products. So, first, let us discuss the modes of investment.  SYSTEMATIC INVESTMENT PLAN (SIP)  It is…

What is P2P (Peer-To-Peer) Lending?

What is P2P (Peer-To-Peer) Lending?

Peer-to-peer (P2P) lending is a new investment option in India that allows individuals and businesses to borrow and lend money directly from each other through online intermediaries. This alternative investment option offers higher returns than traditional investment options, and is recognized and regulated by the Reserve Bank of India since 2017. In this article, we will explore how P2P lending works, its benefits for investors, and how it can help borrowers who may face difficulties obtaining loans from traditional sources.

The Scammers of Dalal Street

The Scammers of Dalal Street

How often have you come across tons of screenshots stating heavy profits picked out from trading in stocks? These images have flooded the internet during the post pandemic period where everyone wanted to try their luck in markets during the lockdown phase. If you haven’t seen such profit screenshots, either you are not active on social media or you might have been lucky to stay away from nuisance, literally!

Indians and Fixed Deposits

Indians and Fixed Deposits

In the covid-19 pandemic many people lost their jobs due to several reasons. Those times were very difficult for them to even have a proper meal once a day.  That was the time when people understood the importance of saving and investments. And when it comes to saving and investing money most Indians prefer the old and traditional method such as fixed deposit.

Payments Bank: Banking Services for Masses

Payments Bank: Banking Services for Masses

A bank’s services is known to everybody: it accepts deposits from savers and grants loans to people and businesses. Opening a bank account can be tedious as going through the documentation process could take time. To reduce this time along with spreading and increasing the knowledge of financial services and digital payments, RBI initiated the concept of Payments Bank.

Beat the Inflation-the Dalal Street way (Part I- Be a Wealth Creator)
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Beat the Inflation-the Dalal Street way (Part I- Be a Wealth Creator)

My Dear Students, Let me begin with one thought which is very close to your heart. What do we achieve after studying so hard for 15 years till graduation, followed by masters, professional qualification etc.? I would like to counter question you all as to what are your expectations from life, and the list will…

How To Invest In Gold With Minimum Investment?

How To Invest In Gold With Minimum Investment?

The precious yellow metal, Gold, has been one of the favourites for Indian Families. Traditionally, Indians love to accumulate gold as it symbolizes cultural values and prosperity. It also establishes itself as a safe haven during economic instability. Gold has never been seen as a proper investment because once physical gold is bought, it’s not…