In India, when a young person begins his working life, the first wish he/she tends to fulfil is to either own a house or invest in it. That’s very mainstream because from many years, a property tends to carry an emotional value along with it. But with financial literacy pacing up amongst youngsters, they tend…
There are around 348 Public Sector Enterprises (PSU) out of which 62 are listed. If you want to invest in PSU, here is a list of companies that are traded on NSE and/or BSE.
As name itself states income in a fixed way , fixed income are basically those types of investments/securities that pays individuals or an investor fixed periodic interest payments on our investment until its maturity date. Fixed income is mostly preferred by risk averse investors who wants to earn income steadily Also in india , some…
Gathering information is very necessary before starting research in any field. The information should not only be authentic but also unbiased. With the slightest of error, all calculations made for a future prediction would go wrong.Based on what I have found to be authentic and reliable, here are few websites that I would recommend to…
UPI transactions hit a new high of 1.62 billion transactions in August 2020. India’s vision for a cashless economy had a boost after demonetization and people started to realize more about digital payment systems. 4 years later, it got another booster shot from Covid-19 pandemic. India has witnessed a massive surge in UPI transactions when…
Investing has its own risks. For a beginner, one might look at the stock markets in search of better returns. Going for 100% equity stocks would be okay. However, you can reduce your risk by investing in a disciplined manner. What is the Disciplined Way of Investing? This means that you have planned in what…
Ever thought about this? To become Financially Independent, you must first need to make correct Financial Investment Decisions. Here are some points to remember before making any financial investment decision: 1. Historical returns of asset 2. Sustainability of the asset in the market. 3. Capital Gains 4. Rate of return. For beginners and non finance…
As more people are gaining exposure about investing into capital markets, more attention is being paid on how to start their first investment. Most of them include millennials. Youngsters who have their savings and want to invest it. Some want to be aggressive investors while others want to be conservative. Risk factor differs for every…
Don’t invest in share market. You will lose all your money. It’s like gambling. Avoid it. Basic Average Indian Household Mentality You might have heard a lot of statements like the one mentioned above. Ever realized why people say so? Reason is: People listen to stories of others, both good and bad ones. But what…
An Exchange Traded Fund (ETF) is a type of security that contains a portfolio of securities(such as stocks or bonds). This collection of securities acts as the underlying asset for the ETF. They are just like Mutual Funds. However, unlike Mutual Funds, ETFs are traded on stock exchange just like any normal stock. ETFs trade…
Assets are the resources that have economic value attached to them. Personal assets include houses, automobiles, jewellery, antiques and many other things with monetary value. Some assets grow in value and some generate regular income. Here are 7 regular income generating assets: 1) Real EstateThe most traditional asset for generating regular income. Get a piece…
This was prepared by me for a class project! Basic Details:Name: S S NaikProfession: Engineer (Non Finance)Age: 47 YearsMonthly Income: Rs 1,00,000 + 10% increment per yearAge of Retirement: 60 yrs Life Expectancy: 15yrs after retirementFamily: Housewife, Son-20yrs, Daughter- 18YearsHealth Related Information (of the head of the family): Used to Smoke Casual Drinking Non Vegetarian…